Stamp Duty Refund Guides
Practical guides to help you understand SDLT overpayments and navigate HMRC claims.
Page 3 of 5
HMRC Stamp Duty Clawback: When They Come Back for the Money
HMRC can open an enquiry into a paid SDLT refund for up to 9 months — or longer if they suspect fraud. Here's what triggers a clawback, and how to protect yourself.
How Stamp Duty Calculators Work (And Where They Go Wrong)
Most online SDLT calculators get the standard calculation right and miss everything else. Chattels, mixed-use, non-resident, surcharge stacking — here's what to watch for.
First-Time Buyer Stamp Duty in 2025: The New Lower Threshold
From April 2025 the FTB threshold dropped from £425,000 to £300,000, with relief tapering out at £500,000. Here's what this means at every price point, with worked examples.
The 3% Stamp Duty Surcharge on Second Homes: A Full Explanation
The additional-dwelling surcharge is now 5% (raised from 3% in October 2024). Here's exactly when it applies, when it doesn't, and how the 36-month refund window works.
The 2% Non-Resident Stamp Duty Surcharge: Who It Affects
Since April 2021, non-UK residents pay an extra 2% SDLT on residential property in England and Northern Ireland. Here's who counts, how it stacks, and how the residency refund works.
Stamp Duty Reliefs You Might Not Know About: Charities, Right to Buy, and More
Beyond first-time buyer relief, several obscure SDLT reliefs are available but rarely claimed. Charities, Right to Buy, employee relocation, partition, group relief and more.
Does Stamp Duty Apply to Kitchen Renovations?
Planning a kitchen renovation after buying your home? Here's what counts as a chattel for stamp duty purposes, what doesn't, and how to survive without a kitchen during the refit.
10 Things to Do After Buying a House — New Homeowner Checklist
Just completed on a new home? Here's everything you need to do in the first week — from stamp duty refunds to pest checks, council tax, and more.
What Is the TA10 Form? Your Key to a Stamp Duty Refund
The TA10 Fittings and Contents Form lists every chattel included in your property purchase. It's the key document for a stamp duty refund claim.
Stamp Duty Refund for Landlords — A Complete Guide
Landlords pay more stamp duty than anyone. Here's every type of SDLT refund available to BTL, portfolio, and HMO landlords — and how to claim them.
Stamp Duty on New Build Homes — Can You Claim on Chattels?
New builds often come with fitted kitchens, carpets, and appliances included. Can you deduct these as chattels for stamp duty? Here's what qualifies.
Is HMRC's Stamp Duty Calculator Wrong?
HMRC's online stamp duty calculator doesn't account for chattels. That means it probably told you to pay more SDLT than you legally owe. Here's why.
Think You've Overpaid?
Get a free estimate in 60 seconds, then choose how to proceed.