Stamp Duty on a £600,000 House
Purchasing a £600,000 property? All buyers — including first-time buyers — pay £20,000 in stamp duty. First-time buyer relief is not available on purchases above £500,000. The effective rate of 3.33% means a chattels deduction is especially valuable here: removing £25,000 of chattels from the purchase price saves around £1,250.
Calculate Your Exact Bill
Pre-filled with £600,000. Adjust for your situation and see a full band-by-band breakdown.
If your purchase included moveable items — carpets, curtains, freestanding appliances, garden furniture — their value should have been deducted from the SDLT calculation. Most solicitors skip this step. HMRC allows refund claims for up to four years after completion.
Check if you qualify →Frequently Asked Questions
How much stamp duty do I pay on a £600,000 house?
All buyers pay £20,000: 0% on the first £125,000 (£0), 2% on the next £125,000 (£2,500), and 5% on the remaining £350,000 (£17,500).
Do first-time buyers get relief on a £600,000 house?
No. First-time buyer relief is withdrawn entirely on purchases above £500,000. A first-time buyer purchasing at £600,000 pays the same £20,000 as any other buyer.
What is the stamp duty on a £600,000 second home?
A second home or buy-to-let at £600,000 attracts £38,000 in stamp duty — standard rates plus the 3% surcharge applied across all bands.
How much could a chattels deduction save on a £600,000 purchase?
A £30,000 chattels allocation (reasonable for a furnished family home) reduces the taxable consideration to £570,000, saving £1,500 in stamp duty at the 5% marginal rate.
Think you overpaid?
Check your eligibility in 2 minutes. HMRC allows refund claims for up to four years after completion.
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